How to offer instalments to a client who can't pay a large overdue invoice at once, while protecting your right to the full amount.
When a client says money is tight, a written payment plan often recovers more than a court claim. Keep it short, dated, and clear that the full balance becomes due if an instalment is missed.
Subject: Payment plan for invoice [INV-123] Hi [Name], Thanks for letting me know. I'm happy to agree a payment plan for the [amount] balance on invoice [INV-123]: - [amount] by [date] - [amount] by [date] - [amount] by [date] If any instalment is more than [7] days late, the full remaining balance becomes due immediately. Please reply to confirm you agree. Thanks, [Your name]
Paste the amount, client, days overdue and region. Get the friendly, firm and final emails plus late-fee wording and calendar reminders in 20 seconds. 2 free.
Generate my sequence freeGeneral information and draft wording only. Not legal advice. PaidNudge is not a law firm or a debt collector. Check your contract and local rules, or ask a qualified lawyer, before relying on any late fee, interest or court step.