Template library › Final notice before collections · 60+ days · Final
Notice that the debt will be passed to a named collection agency on a set date.
Client still giving you the run-around with excuses? This is the last message before escalation: one deadline, one stated next step.
Naming the agency and the date makes the next step real. Check the agency's fees first.
Subject: Notice of referral to collections — invoice [INV-123] Dear [Name], Invoice [INV-123] for [amount] remains unpaid [x] days after its due date, despite our notices of [dates]. Unless full payment is received by [date], the debt will be referred to [agency name] on [date + 1]. Collection costs may be added where our agreement or the law allows. To avoid this, pay today: [payment link]. Thanks, [Your name]
Enter the amount, client, days overdue and region. Get the friendly, firm and final emails plus late-fee wording in 20 seconds. 2 free, no signup.
Placeholders in [brackets]. Stop when paid: cancel any remaining reminders the day payment clears. General information and draft wording only. Not legal advice. PaidNudge is not a law firm or a debt collector. Check your contract and local rules, or ask a qualified lawyer, before relying on any late fee, interest or court step.
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