Templates › Late payment law by country / state
Unpaid invoice in Canada: demand letter, Ontario Small Claims Court and BC's Civil Resolution Tribunal (up to $5,000).
In Canada small claims are provincial. Ontario's Small Claims Court hears claims up to $35,000 (the province has announced increases, so check the current limit). In British Columbia, the Civil Resolution Tribunal handles claims up to $5,000 online, and Provincial Court small claims go up to $35,000. Interest is what your contract allows; otherwise prejudgment interest may be awarded under provincial rules. Send a written demand letter first.
This is a general summary that may be out of date. Not legal advice. Verify current rules on official government or court websites.
Subject: Overdue invoice [INV-123]: [amount] due [due date] Dear [Name], Invoice [INV-123] for [amount] for [services] was due on [due date] and remains unpaid despite my reminders of [dates]. Please pay the outstanding balance [plus interest/compensation permitted by law or our agreement: state the basis] by [date]. If payment is not received by then, I intend to [next step for this jurisdiction] without further notice. If you dispute any part of the invoice, please tell me in writing by that date. Regards, [Your name]
Paste the amount, client, days overdue and region. Get the friendly, firm and final emails plus late-fee wording and calendar reminders in 20 seconds. 2 free, no signup.
Generate my sequence freeNo general one for B2B; rely on contract terms and prejudgment interest.
Generally two years from when the debt became due in Ontario and BC; check your province.
General information and draft wording only. Not legal advice. PaidNudge is not a law firm or a debt collector. Check your contract and local rules, or ask a qualified lawyer, before relying on any late fee, interest or court step.