Templates

Invoice 60 days overdue: what to send and when to escalate

Email wording for a 60-day overdue invoice and a clear escalation plan: final notice, payment plan or small claims.

At 60 days overdue the odds of payment drop quickly. Move from reminders to a final notice with a fixed deadline, and prepare your evidence in case you need to file a small claim.

Template

Subject: Final reminder before further action: invoice [INV-123]

Hi [Name],

Invoice [INV-123] for [amount] is now 60 days overdue. I've written on [dates] without a response.

Please pay in full by [date, 7 to 14 days]. If I don't receive payment or a payment proposal by then, I will send a formal final notice and may start a small-claims claim to recover the debt, interest and costs where permitted.

Regards,
[Your name]

Tips

• Pause further work for this client until paid.
• Collect the contract, emails approving the work, deliverables and every reminder.
• Phone once, then confirm the call in writing.

General information and draft wording only. Not legal advice. PaidNudge is not a law firm or a debt collector. Check your contract and local rules, or ask a qualified lawyer, before relying on any late fee, interest or court step.

Related

• Small claims for an unpaid invoice (US): demand letter and filing checklist
• Letter of demand for an unpaid invoice (Australia)
• EU late payment: invoice reminder with statutory interest and €40 fee