Reminder wording for B2B invoices in the EU using the Late Payment Directive (2011/7/EU): ECB rate +8% and the fixed €40 recovery cost.
Across the EU, the Late Payment Directive gives businesses a right (in B2B and public-sector contracts) to statutory interest of at least the ECB reference rate plus 8 percentage points, and a fixed €40 for recovery costs, once payment is late. Each country implements it in national law, so check the local rate and wording. For cross-border claims up to €5,000, the European Small Claims Procedure is available.
Subject: Overdue invoice [INV-123]: statutory interest now applies Dear [Name], Our invoice [INV-123] for [€ amount], due on [due date], is now [x] days overdue. Under Directive 2011/7/EU as implemented in [country], statutory late-payment interest at [ECB rate + 8]% per year and a fixed compensation of €40 may be claimed. We would prefer simply to receive the principal: please pay [€ amount] by [date] to [IBAN / payment link]. Kind regards, [Your name]
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Generate my sequence freeGeneral information and draft wording only. Not legal advice. PaidNudge is not a law firm or a debt collector. Check your contract and local rules, or ask a qualified lawyer, before relying on any late fee, interest or court step.